Tips for saving and budgeting (Ashley Z.)
Saving and budgeting has always been and will always be something that is important to do. It’s important because it allows you to have a safety net for any future problems that might occur. Saving allows you to have leftover money for things that you may want or need and having a budget protects you from going into debt or can help take you out of debt if you’re already in it. If you are going to start saving and spending on a budget it is important to not give up on it!
Tips for budgeting:
- Note your income.
- Track your spending and expenses.
- Use those expense amounts to figure out how much you will be spending each month.
- Adjust your habits if needed.
- Stick to the budget and review/reevaluate the budget if needed.
Tips for saving:
- Automatic savings deposited into savings account.Put your change into your savings account.
- Wait 30 days to decide whether or not you should purchase an item.
- Compare prices.
- Have a budget and stick to it.
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