Are Credit Cards All That Credible? (By: Andres S.)

How to Choose and Use a Credit Card Responsibly?

• When deciding which credit card one wants to choose it is important that you are financially literate. https://www.nerdwallet.com/
• Financially literacy is the ability to use knowledge and skills to manage financial resources effectively https://sorted.org.nz/
• Some perks of having a credit card is that can earn cash back, airline miles, and discount at specific retailers. How to Adult
• These benefits come when you pay off your bill on time.  In addition, when using credit cards you have to pay back interest rates. How to Adult
• Credit cards enable you to make expensive purchase over time. However, if you only make the minimum payments each month for the item you want to purchase you will eventually end up paying more for the item than it is actually worth. investopedia

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